Ultimately, you invest in risks. So, our process starts with getting a true understanding of your ‘risk budget’ and then designing an investment portfolio mix to help you achieve your goals:
We start by building an understanding – with your dedicated senior adviser making sure they know your financial context now, where you want to get to, and your priorities along the way.
Then, instead of focusing only on rewards, we start with a realistic discussion of risk - how much you’re prepared for, how much you can afford, and how much you need, to achieve your goals. Your personal ‘risk budget’ informs every subsequent decision we make.
Our fund managers look worldwide for investment opportunities based on market performance, global themes, and their different levels of risk. And, your adviser recommends your ideal investment mix based on your goals, timeframes, and capacity for risk.
As our analysts and managers actively manage aiming to optimise the performance of their funds, your adviser monitors ongoing performance and ensures your portfolio mix meets your changing needs. Our reporting and genuine transparency keep you closely informed.
Responsible investing isn’t just the right thing to do – it makes better business sense, with companies that are well run in ESG terms tending to provide better risk / return outcomes.
Here’s the four key ways that we are genuinely taking Responsible Investing further.
Our fund structures give you access to a diversified global pool of carefully selected investments. Your adviser recommends your ideal investment mix based on your goals, timeframes, and capacity for risk – regularly monitoring ongoing performance, and ensuring your portfolio mix meets your changing needs.
This actively managed fund contains approximately 80-100 stocks - all selected to correspond to high performing global 'market themes'.
An actively managed fund with approximately 250 stocks. Computer algorithms, backed by human oversight, constantly finding stock opportunities.
An enhanced index fund containing approximately 900 stocks. Managed by JP Morgan, it gives cost-effective access to a wide range of global markets.
The Kiwi Wealth Growth Fund and Fixed Interest Funds are funds in the Kiwi Wealth Master Trust. Please see a Kiwi Wealth or Kiwi Invest adviser for advice on investing in these through our Private Portfolio Service. Wholesale clients can also invest into the individual Kiwi Investment Management funds; Cash Fund, Core Fixed Income Fund, Core Global Fund, Global Thematic Fund and Global Quantitative Funds. These funds are in the Kiwi Investment Management Wholesale Master Trust.